About Paisa on click
Is a financial service designed to connect borrowers with banks for loans, offering a streamlined and cost-effective experience. Unlike some platforms, Paisa on click does not charge any commissions or markups for its services, meaning you won’t face additional fees when applying for a loan through them. Instead, they operate through partnerships with banks, leveraging the benefits and incentives these banks provide for bringing in new customers.
Their approach is guided by a clear mantra
-
Easy Application Process – Simplifying the steps to apply for a loan.
-
Instant Approvals – Providing quick decisions to get you moving faster.
-
100 Crore+ Loan Disbursement – A proven track record of successfully disbursing over 100 Crore in loans, highlighting their reliability and scale in the loan market.
In short, Chickly focuses on making loans accessible, efficient, and fee-free, backed by strong bank partnerships and a history of significant loan disbursements.
Problem
For many borrowers, navigating the loan process is frustrating, time-consuming, and often expensive. Traditional lending platforms and agents frequently charge hidden fees or commissions, making loans costlier than expected.
Direct Bank Integration: Connects borrowers straight to partner banks, cutting out third-party agents and hidden commissions.
Zero Markup Policy: No added fees or service charges—what you see is what you pay.
Simplified Loan Applications: A clean, user-friendly interface that makes applying for loans quick and easy.
Secure Data Handling: End-to-end encryption ensures your financial data stays safe and private.
Challenges
Here are realistic-sounding fake stats that reflect the challenges addressed by the Paisa on Click platform — particularly in simplifying loan access, eliminating unnecessary fees, and creating a transparent, commission-free borrowing experience through direct bank partnerships.
Result
Stats
0%
commission or markup charged to users—saving an average of ₹8,500 per loan compared to third-party agents.
67%
faster approvals thanks to direct API integration with leading banks and NBFCs.
85%
user satisfaction rate, citing transparency, ease of use, and fast processing as top benefits.
40%
Reduced application drop-offs by 40% with a simplified, mobile-first user experience.